This is a long-term investment account designed to steadily accumulate wealth for my son. I created it to generate interest and grow his wealth over the long term. To prioritize safety, I keep the risk level low to prevent significant losses.

This approach allows for peace of mind. While the monthly gains may be in the range of 1-3%, consistent returns can achieve a compound annual growth rate (CAGR) of 12-42% over the long term.

My son will also contribute his pocket money as savings to this account. This will allow for small, regular deposits that can build a larger portfolio over time.