I tried a lot and found an optimization table of 15 years.
My EA can be set at 7%, 10%, or up to 15% per month target.

But I found out that 3% per month is a static return target. No matter how good an EA is, nothing lasts more than 1-5 years.

But I solved everything.
My EA has a Stop Loss value and I see a very good and stable return of over 3% per month.

Withdrawal every month is good, but if you want compound interest, even if you don't withdraw, my EA is perfect.

https://www.signalstart.com/analysis/hermit-low/242054
https://www.signalstart.com/analysis/hermit-mean/270020